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What people think about Merit Bank?
Sky-high APR. Had to pay off really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady on the phone was very disrespectful. Not recommended. Better explore another lender.
Mrs. Madelyn Pacocha DVM
Interest too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Mrs. Diana Kihn Sr.
Wasted too much efforts with this company. They charge sky high rates! Stay away
Brown Gislason
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The previous three items charactirize a peculiar financial institution. But below you can find general data about payday loans.
Payday Loans in Valley Head, West Virginia
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your unexpected financial problems in Valley Head , West Virginia because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
31% APR for loans up to $2,000
Advantages of Merit Bank that offers payday loans in Valley Head, West Virginia
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are created for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Valley Head, wv accept individuals with bad credit. You can apply for a bad credit payday loan online 24/7 and if approved could have the money in your account within several hours.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.
Other Payday Lenders in Valley Head, Alabama
World Finance Corporation
105 E Court Sq, Abbeville, AL 36310, USA
+1 (334) 585-9576
www.loansbyworld.com
Advance America
121 Lindberg Ave Suite B, Atmore, AL 36502, USA
+1 (251) 368-5964
www.advanceamerica.net
Security Finance
5212 Cottage Hill Rd Suite A, Mobile, AL 36609, USA
+1 (251) 665-4644
www.securityfinance.com
Republic Finance
520 Pinnacle Pl, Prattville, AL 36066, USA
+1 (334) 285-4215
locations.republicfinance.com
Acceptance Loan Co Inc
607 15th St E B, Tuscaloosa, AL 35401, USA
+1 (205) 391-3545
www.acceptanceloan.com