Tuscaloosa Credit Union Payday Loans Review - Tuscaloosa, Alabama

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3.5 2 reviews

35401, 1100 21st Ave, Tuscaloosa, AL 35403, USA
+1 (205) 345-6043
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Testimonials

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Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Tuscaloosa, Alabama

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Tuscaloosa, Alabama is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Tuscaloosa Credit Union help take out a loan in Tuscaloosa, Alabama?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Tuscaloosa, Alabama. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the result.

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