What people think about West Alabama Bank?
I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I came across this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.
Angus Crona
Easy application. I only needed an ID and a bank account. Immedaite processing. The first time I was approved for $600 only. Hope the limit will increase next time. APR is affordable . Repaid the loan even before the due date. If you have difficulties, the term can be also extended.
Ellie Wyman
It needed to rebuild my credit because I had no chances of getting approved for a student loan. So I applied for a cash advance via West Alabama Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.
Presley Blanda III
Pay Attention
The previous three items charactirize a certain lender. But below you can read common details about payday loans.
Payday Loans in Tuscaloosa, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is trouble-free and fast to get approved for payday loans in Tuscaloosa, Alabama. The APR will be set individually for each case and will depend on the personal data the client entered.
456%*
$500
10 days
31 days
Advantages of West Alabama Bank that offers payday loans in Tuscaloosa, Alabama
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in Tuscaloosa, Alabama
Edward Jones - Financial Advisor: Desmond Douglas, AAMS®|CRPC®
137 N St Andrews St Suite 2, Dothan, AL 36303, USA
+1 (334) 446-3976
www.edwardjones.com
Coosa Pines Federal Credit Union
9571 Old Hwy 280, Chelsea, AL 35043, USA
+1 (205) 678-3600
www.coosapinesfcu.org
North American Title Loans
320 N McKenzie St, Foley, AL 36535, USA
+1 (251) 943-9000
www.northamericantitleloans.net
World Finance
201 Veterans Dr Ste 107, Scottsboro, AL 35768, USA
+1 (256) 574-6288
www.loansbyworld.com