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What people think about SmartBank?
Recently I had the most difficult situation in my life. I suddenly needed $700 to pay for utility bills. This lender helped me the same day. They were the only website that accepted me for the requested amount. I solved all my troubles. I will definitely recommend this company to my friends. Best service in my life.
Jacky Nolan
A good loan provider. The lender quickly processed my application. Had funds in my account the next morning. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Ara Dach IV
Many thanks to SmartBank. I recently had some difficulties with repaying my bank loan and they approved me for a cash advance. Best company! Managed to deal with my debts and signed with relief.
Dr. Sheila Wyman Jr.
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Tuscaloosa, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Online cash advance loans can be the easiest solution to your short-term financial troubles in Tuscaloosa , Alabama because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.
456%*
$500
10 days
31 days
Advantages of SmartBank that offers payday loans in Tuscaloosa, Alabama
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Tuscaloosa, Alabama
Direct Payday Loans
965 Hwy 80 West, #200, Demopolis, AL 36732, USA
+1 (877) 244-8254
directpaydayloans.net
Advance America
8572 Madison Blvd Ste. P, Madison, AL 35758, USA
+1 (256) 461-7691
www.advanceamerica.net
Car Title Loans
715 Skyland Blvd E Suite 1, Tuscaloosa, AL 35405, USA
+1 (205) 391-9858
www.titlecash.com
