Troy Bank & Trust Co Payday Loans Review - Troy, Alabama

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4 4 reviews

300 N 3 Notch St, Troy, AL 36081, USA
+1 (334) 566-4760
www.troybankandtrust.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S

TROY

AL

36081-3104

United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Testimonials

What people think about Troy Bank & Trust Co?

Below you read some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Troy, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Troy, New York. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of Troy Bank & Trust Co that offers payday loans in Troy, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments on time.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

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Troy Bank & Trust Co

300 N 3 Notch St, Troy, AL 36081, USA

+1 (334) 566-4760

www.troybankandtrust.com

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