Troy Bank & Trust Company Payday Loans Review - Troy, Alabama

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4.3 6 reviews

1000 US-231, Troy, AL 36081, USA
+1 (334) 566-4000
troybankandtrust.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S

TROY

AL

36081-3104

United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Testimonials

Feedback about Troy Bank & Trust Company?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Troy, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Troy, New York are taken out problem-free. The interest rate depends on the customer's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Troy Bank & Trust Company help issue a loan in Troy, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Troy, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

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