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What people think about Advance America?
Friendly staff...great service
Dr. Isaiah Schinner
Great customer service and a great place to do business
Prof. Pietro Runolfsdottir II
The employees at this location are friendly, caring, and enthusiastic!
Arvilla Sawayn
Very good business people always friendly and always give the best deals
Camryn Gusikowski
Terrible experience! the employees look like they are wearing dirty shirts.
Bart Kuhic
Overall the store is great and well organized, good service and fast !
Zoila Kub
Super friendly service and awesome prices for sure.
Mr. Kade Erdman
Hot food bar, snacks, drinks, gas diesel, diesel truck repair shop
Magnus Herman
Good Customer service and Friendly Staff, Good Food.
Prof. Tito Roob III
Love coming in every year and having such amazing people help with my taxes.
Mr. Davion Parisian V
Shes amazing, so glad I got to work with her today!
Cassidy Cole Sr.
Amazing service, super sweet staff and very professional
Otto Mann
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Below you can see general information about payday loans and their common characteristics.
Payday Loans in Troy, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your temporary financial issues in Troy , New York because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
25% small loan cap
Advantages of Advance America that offers payday loans in Troy, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Troy, Alabama
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