River Bank & Trust Payday Loans Review - Thorsby, Alabama

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3.9 7 reviews

20688 US-31, Thorsby, AL 35171, USA
+1 (205) 688-4535
riverbankandtrust.com
Sunday
Closed
Monday
8:30AM–12:30PM
Tuesday
8:30AM–12:30PM
Wednesday
8:30AM–12:30PM
Thursday
8:30AM–12:30PM
Friday
8:30AM–12:30PM
Saturday
Closed

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR

PRATTVILLE

AL

36066-7761

United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

dvjdswsg@bank-help.com

+1.3342901012

Testimonials

What people think about River Bank & Trust?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

The previous three items describe a definite financial institution. But below you can find common information about payday loans.

Payday Loans in Thorsby, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online payday loans can be the easiest solution to your unexpected financial difficulties in Thorsby , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of River Bank & Trust that offers payday loans in Thorsby, Alabama

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments on time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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