Heritage South Credit Union Payday Loans Review - Sylacauga, Alabama

Your personal information is safe with us
4.2 12 reviews

60 Gene E Stewart Blvd, Sylacauga, AL 35151, USA
+1 (256) 245-4776
www.myhscu.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Testimonials

Feedback about Heritage South Credit Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Sylacauga, Alabama

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Sylacauga, Alabama are taken out easily. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Heritage South Credit Union help take out a payday loan in Sylacauga, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial solvency to approve the form. Cash advance in Sylacauga, Alabama may help level up your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see

Other Payday Lenders in Sylacauga, Alabama

Local Finance of Greenville

141 Interstate Dr, Greenville, AL 36037, USA

+1 (334) 382-7000

Advance America

2552 Douglas Ave, Brewton, AL 36426, USA

+1 (251) 867-6462

www.advanceamerica.net

Payday Now

1361 N Ripley St, Montgomery, AL 36104, USA

+1 (334) 834-7296

quikpawnshop.com

Local Cash Advance of Al

211 Claxton Ave, Elba, AL 36323, USA

+1 (334) 897-0601

Regional Finance

2206 Village Dr, Moody, AL 35004, USA

+1 (205) 640-5695

branches.regionalfinance.com

Emergi Cash

4400 Rangeline Rd, Mobile, AL 36619, USA

+1 (251) 660-0999

ATM (Peoples Bank of Alabama)

1305 Decatur Hwy #2, Gardendale, AL 35071, USA

+1 (877) 788-0288

peoplesbankal.com

Easy Check Advance

3 Holliday Dr, Montgomery, AL 36109, USA

Walmart Money Center

1095 Industrial Pkwy, Saraland, AL 36571, USA

+1 (251) 675-8000

www.walmart.com