Advance America Payday Loans Review - Springville, Alabama

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5 43 reviews

Loan agency in St. Clair County, Alabama

Organization owner?

300 Springville Station Blvd., Suite 600, Springville, AL 35146, USA

10 years in business

+1 (205) 467-9355

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Domain Info

What people think about Advance America?

Below you find some of the opinions of our customers.

Note

Important

Above there is information about a definite loan provider. Below you can review common aspects of payday loans.

Payday Loans in Springville, New York

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Springville, New York. The interest rate will be set specifically for each case and will depend on the personal data the borrower entered.

APR

25% small loan cap

Advantages of Advance America that offers payday loans in Springville, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see