Phenix-Girard Bank Payday Loans Review - Smiths Station, Alabama

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3.7 3 reviews

2481 Co Rd 430, Smiths Station, AL 36877, USA
+1 (334) 664-0067
www.phenix-girard.com
Tuesday
9AM–2PM, 3–5PM
Wednesday
9AM–2PM, 3–5PM
Thursday
9AM–2PM, 3–5PM
Friday
9AM–2PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM, 3–5PM

Domain Info

Created Date

1998-02-20

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

nv6xt72y6fa@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Phenix-Girard Bank?

Here you see the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Smiths Station, Alabama

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Smiths Station, Alabama is taken out easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Phenix-Girard Bank help issue a loan in Smiths Station, Alabama?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Smiths Station, al consider this circumstance not an obstacle to take out a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only resolve current problems, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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