Regions Bank Payday Loans Review - Semmes, Alabama

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3.7 16 reviews

9001 Moffett Rd, Semmes, AL 36575, USA
+1 (251) 438-8500
www.regions.com
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2000-04-13

Mailing Address

2090 Parkway Office Circle

Birmingham

AL

35244

United States

Company Name

Regions Financial Corporation

Regions Financial Corporation

Contact Data

dnsadmin@regions.com

+1.2052616863

+1.2052616863

Testimonials

Feedback about Regions Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Semmes, Alabama

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Semmes, Alabama is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Regions Bank help issue a payday loan in Semmes, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Semmes, Alabama may help level up your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see

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