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What people think about First Cahawba Bank?
I applied for the first payday loan in my life, was approved immediately despite the fact that I had low credit score. I repaid it before the due date. Love this company for their competitive rates. Other lenders in my town charge sky high interest!
Quincy Mertz
Good loan provider with competitive rates. They transferred within 3 hours, as I expected. I will use First Cahawba Bank again if I need temporary help.
Prof. Carey Dickens
Thanks!! The money were sent to my bank account as agreed – the next morning. I paid off the debt in a timely manner and had no complaints. The process is easy and legit. Be a responsible customer and you will have no complaints.
Dale Quigley
First Cahawba Bank seems credible. They rescued me twice. The first cash advance approved was small – $100, but next time the limit was increased to $600. Repaid the loan as agreed. The managers were caring, they gave clear answers to all my questions. No delays. But their interest rates are average.
Brandt Renner
Thank you for the amazing service. Your managers assisted me throughout the process. It’s great that you only need an ID to get funds.
Pansy Zulauf DVM
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Below you can review general information about payday loans and their common aspects.
Payday Loans in Selma, Virginia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Selma, Virginia is are simple to access. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
36%
$2,500
4 months
24 months
Advantages of First Cahawba Bank that offers payday loans in Selma, Virginia
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Selma, Alabama
ServisFirst Bank Montgomery East
7256 Halcyon Park Dr, Montgomery, AL 36117, USA
+1 (334) 223-5600
www.servisfirstbank.com
Title Cash
2223 Highway 21 Bypass South, Suite A, Monroeville, AL 36460, USA
+1 (251) 575-1953
www.titlecash.com
TitleMax Title Loans
3255 S Oates St Suite 9, Dothan, AL 36301, USA
+1 (334) 350-3014
www.titlemax.com
Pronto Pawn - Midtown
4436 Government Blvd, Mobile, AL 36693, USA
+1 (251) 652-3082
www.pronto2-pawnshop-mobile.com
Advance America
723 S Quintard Ave, Anniston, AL 36201, USA
+1 (256) 237-3809
www.advanceamerica.net
Acceptance Loan Company, Inc.
1603 S Broad St STE C, Scottsboro, AL 35768, USA
+1 (256) 574-4756
www.acceptanceloan.com