Advance America Payday Loans Review - Saraland, Alabama

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5 2 reviews

Loan agency in Saraland, Alabama

Organization owner?

108 Saraland Loop Road, Saraland, AL 36571, USA

+1 (251) 679-6242

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you get acquainted with some of the testimonials of our clients.

Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Saraland, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online payday loans can be the easiest solution to your sudden financial difficulties in Saraland , Alabama because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Advance America that offers payday loans in Saraland, Alabama

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

Let's see