Alabama Central Credit Union Payday Loans Review - Russellville, Alabama

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13499 US-43, Russellville, AL 35653, USA
+1 (256) 332-3000
www.alabamacentral.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

Feedback about Alabama Central Credit Union?

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Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Russellville, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Russellville, South Carolina is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Alabama Central Credit Union help issue a payday loan in Russellville, South Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Russellville, South Carolina. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

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