ATM Alabama Central Credit Union - Russellville Payday Loans Review - Russellville, Alabama

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3 4 reviews

13831 US-43, Russellville, AL 35653, USA
+1 (800) 627-3999
www.alabamacentral.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about ATM Alabama Central Credit Union - Russellville?

Below you read some of the testimonials of our customers.
Note

Pay Attention

The previous three items describe a definite financial institution. But below you can find general information about payday loans.

Payday Loans in Russellville, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Russellville, South Carolina is are simple to get. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of ATM Alabama Central Credit Union - Russellville that offers payday loans in Russellville, South Carolina

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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