Bank Independent Red Bay Payday Loans Review - Red Bay, Alabama

Your personal information is safe with us
4 reviews

117 4th Ave S, Red Bay, AL 35582, USA
+1 (256) 386-5000
www.bibank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-11-24

Mailing Address

Florida

United States

Testimonials

Feedback about Bank Independent Red Bay?

Here you read the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Red Bay, Alabama

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Red Bay, Alabama is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Bank Independent Red Bay help take out a loan in Red Bay, Alabama?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Red Bay, al will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

Let's see

Other Payday Lenders in Red Bay, Alabama

Cornerstone Finance Co

Prattville, AL 36067, USA

+1 (334) 358-1588

ATM (Regions Bank)

598 E Church St, Atmore, AL 36502, USA

+1 (800) 734-4667

www.regions.com

TitleBucks Title Loans

5383 US-90, Mobile, AL 36619, USA

+1 (251) 602-8433

Mr Money Pawn & Check Cashing

1117 Noble St, Anniston, AL 36201, USA

+1 (256) 237-1861

World Finance

201 Veterans Dr Suite 107, Scottsboro, AL 35768, USA

+1 (256) 574-6288

www.loansbyworld.com

Direct Payday Loans

7484 US-431, Albertville, AL 35950, USA

+1 (877) 244-8254

directpaydayloans.net

Always Money

3001 20th Ave, Valley, AL 36854, USA

+1 (334) 835-1215

alwaysmoney.com

Money Matters Title Loans

15 Claiborne St A, Camden, AL 36726, USA

+1 (334) 682-9985

moneymatterslending.com

Check `n Go

1123 1st St N D, Alabaster, AL 35007, USA

+1 (205) 620-9948

locations.checkngo.com