First State Bank Payday Loans Review - Rainsville, Alabama

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4 4 reviews

Organization owner?

246 Main St E, Rainsville, AL 35986, USA

+1 (256) 638-2200

www.fsbal.com

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4:30PM

Saturday

Closed

Domain Info

Feedback about First State Bank?

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Further there will be shown the details about not a definite lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Rainsville, Alabama

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Rainsville, Alabama are issued problem-free. The interest rate depends on the customer's personal data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First State Bank help take out a payday loan in Rainsville, Alabama?

24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Rainsville, al consider this circumstance not a drawback to issue a loan. The borrower of a loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only handle current problems, but enhance the credit score.

The following general points will be rated before applying for a payday loan: