First Heritage Credit Prattville AL Payday Loans Review - Prattville, Alabama

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3 2 reviews
Loan agency in Prattville, Alabama

680 McQueen Smith Rd N, Prattville, AL 36066, USA
+1 (334) 730-4730
www.1stheritagecredit.com
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about First Heritage Credit Prattville AL?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Prattville, Alabama

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Prattville, Alabama is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Heritage Credit Prattville AL help issue a loan in Prattville, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Prattville, al will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Prattville, Alabama

Shelton Financial Group Inc

1687 US-72, Killen, AL 35645, USA

+1 (256) 757-4555

First Bank of Alabama Roanoke Branch

3500 US-431, Roanoke, AL 36274, USA

+1 (334) 863-7917

www.firstbankal.com

One Stop Cash

605 E Martin Luther King Hwy, Tuskegee, AL 36083, USA

+1 (334) 727-2275

www.1stopcash.com

Advance America

957 Hwy 78 # 200, Dora, AL 35062, USA

+1 (205) 648-0329

www.advanceamerica.net

First Bank of Alabama

815 Hamric Dr E, Oxford, AL 36203, USA

+1 (256) 676-6790

www.firstbankal.com

ATM (Regions Bank)

510 E Laurel St, Scottsboro, AL 35768, USA

+1 (800) 734-4667

www.regions.com

Bank Independent Madison

7564 Hwy 72 W, Madison, AL 35758, USA

+1 (256) 386-5000

www.bibank.com

Alabama Ag Credit

921 US-80 W, Demopolis, AL 36732, USA

+1 (334) 289-0137

www.alabamaagcredit.com

Woodforest Bank

6140 University Dr NW, Huntsville, AL 35806, USA

+1 (256) 721-6327

www.woodforest.com