Monroe & Associates Payday Loans Review - Prattville, Alabama

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Loan agency in Prattville, Alabama

119 Main St, Prattville, AL 36066, USA
+1 (334) 351-1963
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Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Prattville, Alabama

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Prattville, Alabama is issued simply and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Monroe & Associates help issue a payday loan in Prattville, Alabama?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Prattville, Alabama. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

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Other Payday Lenders in Prattville, Alabama

Woodforest Bank

626 Olive St SW, Cullman, AL 35055, USA

+1 (256) 775-0245

www.woodforest.com

Peoples Bank of Alabama

10695 US Hwy 278 East, Holly Pond, AL 35083, USA

+1 (256) 796-7977

peoplesbankal.com

World Finance

3164 Hwy 431, Ste 9, Roanoke, AL 36274, USA

+1 (334) 219-4026

www.loansbyworld.com

Principal Financial Group

220 N Broadnax St, Dadeville, AL 36853, USA

+1 (256) 588-6878

World Finance

535 Military St S Ste 3, Hamilton, AL 35570, USA

+1 (205) 921-1254

www.loansbyworld.com

City National Bank - ATM

Northwood Crossings, 2300 McFarland Blvd, Northport, AL 35476, USA

+1 (205) 339-4232

West Alabama Bank & Trust

507 Main St, Ethelsville, AL 35461, USA

+1 (205) 658-2800

www.wabt.com

Southern Cash Advance

2201 Gault Ave N, Fort Payne, AL 35967, USA

+1 (256) 845-3719

1st Advantage Financial

Jefferson St SE, Athens, AL 35611, USA