Affordable Loans Payday Loans Review - Phenix City, Alabama

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Loan agency in Phenix City, Alabama

1101 E 280 Byp, Phenix City, AL 36867, USA
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5:30PM
Testimonials

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The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Phenix City, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Phenix City, Alabama is issued easily and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Affordable Loans help take out a payday loan in Phenix City, Alabama?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Phenix City, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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Other Payday Lenders in Phenix City, Alabama

TitleMax Title Loans

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Regional Finance

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Woodforest Bank

11697 US Hwy 431, Guntersville, AL 35976, USA

+1 (256) 878-1146

www.woodforest.com

Covington Credit

1400 2nd Ave NW, Cullman, AL 35055, USA

+1 (256) 736-2071

www.mymoneytogo.com

Regional Finance

8144 U.S, Hwy 431, Albertville, AL 35950, USA

+1 (256) 878-2695

branches.regionalfinance.com

Edward Jones - Financial Advisor: Keith E Castleberry

100 Trammell St, Atmore, AL 36502, USA

+1 (251) 368-5727

www.edwardjones.com

Calhoun Finance Company

1025 Noble St, Anniston, AL 36201, USA

+1 (256) 236-8885

calhounfinancecompany.com

PNC Bank

1715 Beltline Rd SW, Decatur, AL 35601, USA

+1 (256) 351-5070

apps.pnc.com

Acceptance Loan Company, Inc.

4 E Ct Square, Andalusia, AL 36420, USA

+1 (334) 222-1688

www.acceptanceloan.com