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What people think about Loan South Finance Company?
Used Loan South Finance Company for the 4th time. The company is fair. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.
Melvin Nienow
Used Loan South Finance Company for the second time. The lender is credible. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Charles Walter DDS
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Phenix City, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is easy and fast to get approved for payday loans in Phenix City, Alabama. The APR will be set specifically for each consumer and will depend on the personal information the person filled in.
456%*
$500
10 days
31 days
Advantages of Loan South Finance Company that offers payday loans in Phenix City, Alabama
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit history. Payday loan approvals depend very much on specific aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.
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