State Loan & Finance Corporation Payday Loans Review - Phenix City, Alabama

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5 372 reviews

Loan agency in Phenix City, Alabama

Organization owner?

3544 US-431 suite d, Phenix City, AL 36867, USA

+1 (334) 297-1358

state-loan-finance-corporation.business.site

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

What people think about State Loan & Finance Corporation?

Below you see some of the testimonials of our clients.

Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of State Loan & Finance Corporation that offers payday loans in Phenix City, Alabama

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval chances. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

19%

Treatment

14%

Vacation

11%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments as agreed in the contract.

To get approved for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see