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What people think about State Loan & Finance Corporation?
Reliable dependable people no credit check Great service all around
Nia Wintheiser
Amazing staff, Amazing atmosphere, amazing place.
Felicia Schulist
Call the office about a payday loan. My application was processed immediately and received a call and was approve. Came into the office to a friendly environment. Defini …
Enos Will
Reliable dependable people no credit check Great service all around
Nia Wintheiser
Amazing staff, Amazing atmosphere, amazing place.
Felicia Schulist
Call the office about a payday loan. My application was processed immediately and received a call and was approve. Came into the office to a friendly environment. Defini …
Enos Will
Reliable dependable people no credit check Great service all around
Nia Wintheiser
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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Phenix City, Alabama
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and fast solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.
456%*
$500
10 days
31 days
Advantages of State Loan & Finance Corporation that offers payday loans in Phenix City, Alabama
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out payday loans?
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments as agreed in the contract.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Phenix City, Alabama
