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What people think about Emergi-Cash?
Great service and everyone is friendly
Lorenz D'Amore
Awesome customer service!!
Adolphus Fritsch
Employees go around talking about how they will refuse to wear masks
Elmo Braun
Great service and people!
Dax Sauer
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Now you can read general aspects of payday loans.
Payday Loans in Phenix City, Alabama
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Phenix City, Alabama is are easy to access. The APR is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of Emergi-Cash that offers payday loans in Phenix City, Alabama
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a cash advance if you are sure that you can make payments without delays.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.
Other Payday Lenders in Phenix City, Alabama
Edward Jones - Financial Advisor: Brett Laney, CFP®|AAMS®
312 Merchants Walk #2A, Tuscaloosa, AL 35406, USA
+1 (205) 759-3023
www.edwardjones.com
America's First Federal Credit Union
300 4th Ave SW, Cullman, AL 35055, USA
+1 (256) 734-4750
www.amfirst.org
Advance America
108 Saraland Loop Road, Saraland, AL 36571, USA
+1 (251) 679-6242
www.advanceamerica.net
