Instant Cash Payday Loans Review - Phenix City, Alabama

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3.7 3 reviews
Loan agency in Phenix City, Alabama

2305 Crawford Rd, Phenix City, AL 36867, USA
+1 (334) 732-1100
Tuesday
9AM–6PM
Wednesday
9AM–12PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
Testimonials

What people think about Instant Cash?

Below you find some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a specific lender. But below you can read general information about payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Instant Cash that offers payday loans in Phenix City, Alabama

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are confident that you can afford payments in a timely manner.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Phenix City, Alabama

Vision Bank

21E N Greeno Rd, Fairhope, AL 36532, USA

+1 (251) 928-3604

LoanMaster

2005 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-9880

www.titlecash.com

Armed Forces Bank ATM

9207 5th Ave @, Red Cloud Rd, Fort Rucker, AL 36362, USA

+1 (888) 929-2265

www.afbank.com

Regional Finance

915 Market Pl, Alexander City, AL 35010, USA

+1 (256) 397-8994

branches.regionalfinance.com

Bank Independent Red Bay Drive-Thru

305 4th Ave SW, Red Bay, AL 35582, USA

+1 (256) 386-5000

www.bibank.com

First Financial Bank

1243 Hueytown Rd, Hueytown, AL 35023, USA

+1 (205) 497-4100

www.ffbalabama.com

TitleBucks Title Loans

939 Forestdale Blvd Suite 16, Forestdale, AL 35214, USA

+1 (205) 796-0441

www.titlebucks.com

Bank Trust

1411 Gilmer Ave, Tallassee, AL 36078, USA

+1 (334) 252-0462

www.trustmark.com

Edward Jones - Financial Advisor: Jonathan E Shoffner, AAMS®

1740 Taliaferro Trail, Montgomery, AL 36117, USA

+1 (334) 593-5612

www.edwardjones.com