Lending Bear Payday Loans Review - Ozark, Alabama

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5 171 reviews

Loan agency in Ozark, Alabama

Organization owner?

1120 Andrews Ave, Ozark, AL 36360, USA

15 years in business

+1 (334) 445-1216

www.lendingbear.com

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–4PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Domain Info

Mailing Address

12276 SAN JOSE BLVD #534

JACKSONVILLE

FLORIDA

32223

United States

Contact Data

brian.lynn@lendingbear.com

+1.9042602206

Testimonials

What people think about Lending Bear?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Ozark, Alabama

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Ozark, Alabama. The entire process is easy. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Lending Bear that offers payday loans in Ozark, Alabama

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see