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What people think about Investar Bank?
I was accepted for $700 for a period of 2 weeks. In the end, I had to repay twice as much with all the commissions charged.
Mr. Hugh Gislason Jr.
Said I was approved for a loan. Have been waiting 2 days, still no funds I my account. I think it’s fraud.
Emelie Heathcote
I took out payday loan from Investar Bank twice. Paid off all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $500 ???
Prof. Jadon Mayer PhD
Interest too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…
Prof. Linnie Ruecker
Applied for a cash advance second time. Got rejected! No idea for what reason! No explanation. Fishy company.
Clovis Rau
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Oxford, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your temporary financial issues in Oxford , New York because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.
25% small loan cap
Advantages of Investar Bank that offers payday loans in Oxford, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit score. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.
Other Payday Lenders in Oxford, Alabama
BancorpSouth Bank
2420 Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 705-4034
www.bancorpsouth.com
Liberty Tax and Loans
325 N Craft Hwy Suite B Suite B, Chickasaw, AL 36611, USA
+1 (251) 457-4483
approvedcashadvance.com
Local Finance Loans and Taxes
1416 S Eufaula Ave, Eufaula, AL 36027, USA
+1 (334) 688-8931
localmgmt.net
America's First Federal Credit Union
180 Co Rd 304, Calera, AL 35040, USA
+1 (205) 825-7850
www.amfirst.org
Alabama Ag Credit
9810 Timber Cir, Spanish Fort, AL 36527, USA
+1 (251) 626-2929
www.alabamaagcredit.com
