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What people think about Woodforest Bank?
Very friendly staff.
Rubie Fadel
I have been banking at the location for several years.
Natalie Kozey
They will rip you off!!!!
Elmer Legros Jr.
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Now you can review general characteristics of payday loans.
Payday Loans in Oxford, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans may be an easy and speedy solution to a short-term problem in Oxford, New York. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few things.
25% small loan cap
Advantages of Woodforest Bank that offers payday loans in Oxford, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments in good time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.
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