Four Seasons Federal Credit Union Payday Loans Review - Opelika, Alabama

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4.1 14 reviews

2300 Marvyn Pkwy, Opelika, AL 36804, USA
+1 (334) 364-0470
www.fourseasonsfcu.com
Tuesday
8AM–5PM
Wednesday
8AM–12PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM

Domain Info

Created Date

2008-04-18

Mailing Address

96 Mowat Ave

Toronto

ON

M4K 3K1

Canada

Company Name

Contact Privacy Inc. Customer 1241274895

Contact Privacy Inc. Customer 1241274895

Contact Data

ydxp4zbrhbmx@contactprivacy.email

+1.4165385487

Testimonials

Feedback about Four Seasons Federal Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Opelika, Alabama

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Opelika, Alabama is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Four Seasons Federal Credit Union help issue a loan in Opelika, Alabama?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Opelika, al will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

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One Stop Cash

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BBVA Bank

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Covington Credit

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ATM (Regions Bank)

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Edward Jones - Financial Advisor: Jim Edwards, AAMS®

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www.edwardjones.com