Troy Bank & Trust Co. Payday Loans Review - Opelika, Alabama

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2701 Frederick Rd Suite 101, Opelika, AL 36801, USA
+1 (334) 610-8001
www.troybankandtrust.com
Tuesday
9:30AM–4:30PM
Wednesday
9:30AM–4:30PM
Thursday
9:30AM–4:30PM
Friday
9:30AM–4:30PM
Saturday
9:30AM–4:30PM
Sunday
9:30AM–4:30PM
Monday
9:30AM–4:30PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S

TROY

AL

36081-3104

United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

Testimonials

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Note

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Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Opelika, Alabama

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Opelika, Alabama is issued simply and fast. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Troy Bank & Trust Co. help issue a payday loan in Opelika, Alabama?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Opelika, al review this circumstance not a drawback to take out a loan. The client of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only handle current problems, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

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