Southern States Bank Payday Loans Review - Opelika, Alabama

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4.4 7 reviews

Organization owner?

2601 Frederick Rd, Opelika, AL 36801, USA

+1 (334) 737-1092

southernstatesbank.net

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

8AM–5PM

Sunday

8AM–5PM

Monday

8AM–5PM

Domain Info

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O SOUTHERNSTATESBANK.NET

Vista

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

2546bf.rieiw44wmbmw@digitalprivacy.co

+1.7604482392

Testimonials

Feedback about Southern States Bank?

Here you read the reviews of our customers.

Note

Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Opelika, Alabama is taken out simply and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Southern States Bank help issue a payday loan in Opelika, Alabama?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Opelika, Alabama. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

Let's see