What people think about Colonial Finance?
I asked Colonial Finance for help. Everything was done very quickly. Had the money in my account the next morning. Employees are very competent. Good experience!
Mr. Murphy Heaney
Good website with competitive rates. They transferred the next day, as promised. I will use Colonial Finance again if I need financial assistance.
Luz McGlynn
I have already submitted an application to this company 3 times and I was very pleased with the rates. This is the only round the clock lender with affordable rates in my area.
Mr. Derick Lehner PhD
Pay Attention
The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.
Payday Loans in Opelika, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Opelika, Alabama is are easy to access. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of Colonial Finance that offers payday loans in Opelika, Alabama
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Opelika, al accept people with bad credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the funds in your account within a few hours.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Opelika, Alabama
Edward Jones - Financial Advisor: Kyle Gantt Sr, AAMS®
102 W Hart Ave, Opp, AL 36467, USA
+1 (334) 493-1454
www.edwardjones.com
Credit Central
630 W Fort Williams St, Sylacauga, AL 35150, USA
+1 (256) 245-5199
www.creditcentralllc.com
Alabama Home Mortgage Loans, Inc.
242 Peace Church Rd #A, Wetumpka, AL 36093, USA
+1 (334) 567-4223
alahomemortgage.com
