Tefco Payment Center Inc Payday Loans Review - Opelika, Alabama

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3.7 15 reviews
Loan agency in Opelika, Alabama

408 S 6th St, Opelika, AL 36801, USA
+1 (334) 742-0710
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

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Further there will be presented the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Tefco Payment Center Inc help issue a payday loan in Opelika, Alabama?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Opelika, al will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Opelika, Alabama

World Finance

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Advance America

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Check Into Cash

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Cash 2 Go

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Edward Jones - Financial Advisor: Tim Ferguson

909 Airport Rd S, Jasper, AL 35501, USA

+1 (205) 221-2624

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MAX Credit Union

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+1 (334) 260-2600

www.mymax.com

ATM Alabama Central Credit Union - Muscle Shoals

743 Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 381-1914

www.alabamacentral.org

World Finance

5238 Hwy 90 W, Ste B, Mobile, AL 36619, USA

+1 (251) 661-6757

www.loansbyworld.com