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What people think about Credit Central?
Credit Central seems fair. At least they have no hidden fees. This was the only lender that approved me for a payday loan.
Dr. Carolanne Kautzer DDS
I always use Credit Central when it need a loan. The application process is hassle-fee. No troubles.
Gino Grant
Good loan provider with affordable rates. They transferred immediately, as I expected. I will use Credit Central again if I need temporary help.
Prof. Keagan Mayert MD
Important
The previous three items charactirize a specific financial institution. But below you can find general information about payday loans.
Payday Loans in Opelika, Alabama
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is hassle-free and speedy to get approved for payday loans in Opelika, Alabama. The APR will be set individually for each consumer and will depend on the personal data the applicant filled in.
456%*
$500
10 days
31 days
Advantages of Credit Central that offers payday loans in Opelika, Alabama
- 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.
Other Payday Lenders in Opelika, Alabama
Discount Title Loans
1612 Rucker Blvd, Enterprise, AL 36330, USA
+1 (334) 348-9300
expressloansofamerica.com
First South Farm Credit
970 Hwy 20, East, Tuscumbia, AL 35674, USA
+1 (256) 381-0721
www.firstsouthfarmcredit.com
First South Farm Credit
1103 Western Bypass, Andalusia, AL 36420, USA
+1 (334) 222-3123
firstsouthland.com