Credit Central Payday Loans Review - Opelika, Alabama

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4 5 reviews
Loan agency in Opelika, Alabama

2472 Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 749-2011
www.creditcentralllc.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

2012-12-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

creditcentralllc.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Credit Central?

Below you find some of the opinions of our customers.
Note

Important

The previous three items charactirize a specific financial institution. But below you can find general information about payday loans.

Payday Loans in Opelika, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Opelika, Alabama. The APR will be set individually for each consumer and will depend on the personal data the applicant filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Credit Central that offers payday loans in Opelika, Alabama

  • 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Opelika, Alabama

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+1 (334) 272-4606

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Acceptance Loan Company, Inc.

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East Alabama Credit Inc

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+1 (334) 745-2510

Tower Loan

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World Finance

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+1 (256) 574-6288

www.loansbyworld.com

BancorpSouth Bank

8433 1st Ave SE, Leeds, AL 35094, USA

+1 (205) 699-2181

www.bancorpsouth.com

West Alabama Bank & Trust

211 Lafayette St, Livingston, AL 35470, USA

+1 (205) 652-9636

www.wabt.com

Valley Bank

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+1 (334) 270-3080

locations.valley.com

Advance America

4405 N College Ave Suite B, Jackson, AL 36545, USA

+1 (251) 246-1697

www.advanceamerica.net