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Feedback about Opelika Finance?
What great place to go and get a loan and nice people
Howell McCullough
I am a satisfied customer and I would definitely recommend this company!!
Lorna Shields II
Debra is not a good worker... very unprofessional and rude!
Juliet Feil
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Above-defined info offers the details about a exact lender. Below-shown info is oriented on general information about payday loans.
Payday Loans in Opelika, Alabama
Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Such financial products as payday loan in Opelika, Alabama is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.
456%*
$500
10 days
31 days
How will Opelika Finance help issue a payday loan in Opelika, Alabama?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
Then a client should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
Payday loans for bad credit
One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Opelika, al will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.
Other Payday Lenders in Opelika, Alabama
Acceptance Loan Company, Inc.
414 Martin St S, Pell City, AL 35128, USA
+1 (205) 338-6697
www.acceptanceloan.com
