Capstone Finance Payday Loans Review - Opelika, Alabama

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4.4 13 reviews

Loan agency in Opelika, Alabama

Organization owner?

1515 2nd Ave Suite C-3, Opelika, AL 36801, USA

+1 (334) 741-0060

capstoneopelika.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Capstone Finance?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Opelika, al. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Capstone Finance help take out a payday loan in Opelika, Alabama?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Opelika, al will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see