Rice Banking Co Payday Loans Review - Opelika, Alabama

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Loan agency in Opelika, Alabama

Organization owner?

1617 2nd Ave, Opelika, AL 36801, USA

+1 (334) 745-3494

www.ricebankingcompany.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Domain Info

Company Name

Contact Privacy Inc. Customer 1243107382

Contact Data

s7pajyvbtuis@contactprivacy.email

+1.4165385487

Testimonials

What people think about Rice Banking Co?

Below you find some of the reviews of our customers.

Note

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Opelika, Alabama

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Opelika, Alabama. The APR will be set individually for each client and will depend on the personal data the borrower filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Rice Banking Co that offers payday loans in Opelika, Alabama

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see