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What people think about HomeTown Bank of Alabama?
Small bank but worth it for the service and services.
Elfrieda Veum DVM
The best place to bank at in oneonta, hands down.
Euna Raynor
The people are great and really care about their customers!
Marie Wilkinson
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Now you can review general features of payday loans.
Payday Loans in Oneonta, New York
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Oneonta, New York is are easy to access. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of HomeTown Bank of Alabama that offers payday loans in Oneonta, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can help people who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are confident that you can make payments without delays.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Oneonta, Alabama
Credit Central
249 Highway 31 S B, Bay Minette, AL 36507, USA
+1 (251) 937-0012
www.creditcentralllc.com
Credit Central
1411 Highway 280 Byp, A, Phenix City, AL 36867, USA
+1 (334) 291-5413
www.creditcentralllc.com
1st Franklin Financial
718 Academy Dr Suite 108, Bessemer, AL 35022, USA
+1 (205) 426-0711
locations.1ffc.com
