Regions Bank Payday Loans Review - Oneonta, Alabama

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4.2 13 reviews
Organization owner?
201 1st Ave E, Oneonta, AL 35121, USA
+1 (205) 274-2343
www.regions.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2000-04-13

Mailing Address

2090 Parkway Office Circle

Birmingham

AL

35244

United States

Company Name

Regions Financial Corporation

Regions Financial Corporation

Contact Data

dnsadmin@regions.com

+1.2052616863

+1.2052616863

Testimonials

Feedback about Regions Bank?

Here you see the reviews of our clients.

High interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Mrs. Rosella Mueller DDS

I issued cash advance from Regions Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Dr. Lura Baumbach

I contacted Regions Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Cynthia Bruen

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Deon Walker

Sky-scraper interest rate. When paying back a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Prof. Tony Christiansen I

Note

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Oneonta, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Oneonta, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

25% small loan cap

How will Regions Bank help issue a payday loan in Oneonta, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Oneonta, ny consider this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only solve current issues, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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