Lifestyle Cash Advance Payday Loans Review - Muscle Shoals, Alabama

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320 Woodward Ave # B, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 381-3655
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

What people think about Lifestyle Cash Advance?

Below you see some of the testimonials of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Muscle Shoals, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Muscle Shoals, Alabama. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Lifestyle Cash Advance that offers payday loans in Muscle Shoals, Alabama

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we remind you that as with any debt you should only dare applying for a payday loan if you are sure that you can make payments in a timely manner.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Muscle Shoals, Alabama

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Tower Loan

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Credit Central

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World Finance

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+1 (334) 749-6131

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First Metro Bank

406 W Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-0600

www.firstmetro.com

Advance America

33206 Hwy. 43, North St, Thomasville, AL 36784, USA

+1 (334) 636-0839

www.advanceamerica.net

Armed Forces Bank ATM

9207 5th Ave @, Red Cloud Rd, Fort Rucker, AL 36362, USA

+1 (888) 929-2265

www.afbank.com

World Finance

2626 Hough Rd, Florence, AL 35630, USA

+1 (256) 766-1888

firstchoicepaydayloans.com