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What people think about First-Sun Finance?
Good rates on their loans and very understanding people.
Mandy Moore
Very friendly environment an warm hearted employees.
Enoch Rutherford
Loan company to deal with in the Shoals area.
Ms. Rhianna Smith
Thank you for the absolute best customer service!
Mrs. Rahsaan Tromp I
The atm at the downtown location and the one by target NEVER works!
Eugene Stracke V
Worst customer service I have ever received.
Pablo Hessel
Important
Now you can read general features of payday loans.
Payday Loans in Muscle Shoals, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Muscle Shoals, Alabama is are simple to access. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of First-Sun Finance that offers payday loans in Muscle Shoals, Alabama
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments punctually.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Muscle Shoals, Alabama
Security Finance
3304 Hwy 80 W, Suite A, Phenix City, AL 36870, USA
+1 (334) 297-5193
www.security-finance.com
First Finance Company
2018 2nd Ave N, Birmingham, AL 35203, USA
+1 (205) 251-1891
firstfinancebirmingham.com
1st Franklin Financial
2015 Cherokee Ave SW Suite D, Cullman, AL 35055, USA
+1 (256) 739-4488
locations.1ffc.com
Security Finance
215 D, Saraland Blvd N, Saraland, AL 36571, USA
+1 (251) 675-8252
www.securityfinance.com
Regional Finance
1237 US-231 South, Troy, AL 36081, USA
+1 (334) 674-9999
branches.regionalfinance.com