Valley Bank Payday Loans Review - Montgomery, Alabama

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5 3 reviews

5400 Atlanta Hwy, Montgomery, AL 36109, USA
+1 (334) 270-3050
locations.valley.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Valley Bank?

Below you find some of the reviews of our customers.
Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Montgomery, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Montgomery, New York is are easy to access. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Valley Bank that offers payday loans in Montgomery, New York

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Montgomery, ny accept consumers with poor credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the money in your account within the hour.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in Montgomery, Alabama

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TitleBucks

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Southern Financial Services

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Covington Credit

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+1 (334) 794-0313

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Winston Money Mart

Tuscaloosa, AL 35401, USA

+1 (205) 750-0830

Bank of Frankewing

14226 US-231, Hazel Green, AL 35750, USA

+1 (256) 507-9180

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Troy Bank and Trust

301 Greenville Ave, Goshen, AL 36035, USA

+1 (334) 484-3211

www.troybankandtrust.com

eCO Credit Union

1217 Pecan Ave, Gardendale, AL 35071, USA

+1 (205) 226-3948

www.ecocu.org