What people think about Spinks Financial?
I always use Spinks Financial when it need a cash advance. The application process is easy. No problems.
Americo Simonis
I was embarrassed to borrow from my sister so I decided to apply for a payday loan via Spinks Financial. Found them on the net and the user reviews were positive I have already applied twice and every time I was eligible within 15 minutes. Very happy.
Dr. Rene Runolfsdottir PhD
Important
The previous three items charactirize a peculiar lender. But below you can read common details about payday loans.
Payday Loans in Montevallo, Alabama
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Montevallo, Alabama. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.
456%*
$500
10 days
31 days
Advantages of Spinks Financial that offers payday loans in Montevallo, Alabama
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Montevallo, Alabama
Edward Jones - Financial Advisor: Tim Ferguson
909 Airport Rd S, Jasper, AL 35501, USA
+1 (205) 221-2624
www.edwardjones.com
Credit Central
102 Micah Way Ste 1101, Scottsboro, AL 35769, USA
+1 (256) 259-0162
www.creditcentralllc.com
BancorpSouth Bank
410-A Sutton Rd, Owens Cross Roads, AL 35763, USA
+1 (256) 518-4380
www.bancorpsouth.com
1st Franklin Financial
2940 Ross Clark Cir, Dothan, AL 36301, USA
+1 (334) 794-1178
locations.1ffc.com
America's First Federal Credit Union
1918 Veterans Memorial Dr, Birmingham, AL 35214, USA
+1 (205) 798-8914
www.amfirst.org
First Financial Bank
1212 Main St, West Blocton, AL 35184, USA
+1 (205) 938-7881
firstfedbessemer.com