What people think about Spinks Financial?
I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.
Hans Cassin MD
Spinks Financial rescued me in a desperate time. They approved me for a cash advance although I had credit problems. The process was trouble free and speedy. I love their competent client support service and affordable rates. I will definitely recommend this site to my family and friends.
Wilber Hodkiewicz
Used Spinks Financial for the second time. The lender is credible. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra money.
Jadon White
Thanks!! The funds were deposited to my bank account as promised – the same day. I repaid the loan before the due date and had no problems. The process is convenient and transparent. Be a responsible person and you will have no troubles.
Leonel West DVM
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Montevallo, Alabama
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Montevallo, Alabama. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.
456%*
$500
10 days
31 days
Advantages of Spinks Financial that offers payday loans in Montevallo, Alabama
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Montevallo, Alabama
First National Bank
705 East Lawrence Hwy, Slocomb, AL 36375, USA
+1 (334) 588-2211
www.fnbhartford.com
BancorpSouth Bank
420 N Brindlee Mountain Pkwy, Arab, AL 35016, USA
+1 (256) 931-2300
www.bancorpsouth.com
North American Title Loans
725 S Quintard Ave, Anniston, AL 36201, USA
+1 (256) 741-9008
www.northamericantitleloans.net
Troy Bank & Trust Co
425 S A Graham Blvd, Brundidge, AL 36010, USA
+1 (334) 735-9191
troybankandtrust.com