America's First Federal Credit Union Payday Loans Review - McCalla, Alabama

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3.8 23 reviews

4740 Eastern Valley Rd, McCalla, AL 35111, USA
+1 (205) 477-9360
www.amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about America's First Federal Credit Union?

Below you read some of the opinions of our clients.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can review common aspects of payday loans.

Payday Loans in McCalla, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in McCalla, Alabama is are easy to get. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of America's First Federal Credit Union that offers payday loans in McCalla, Alabama

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in McCalla, al approve individuals with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if approved could have the money in your account within several hours.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in McCalla, Alabama

South trust Pawn & Loan

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+1 (256) 586-7334

First State Bank

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Premier Credit LLC

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+1 (334) 770-7500

Security Finance

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+1 (334) 382-1061

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Security Finance

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www.securityfinance.com

West Alabama Bank

7680 AL-69, Tuscaloosa, AL 35405, USA

+1 (205) 469-2103

Regional Finance

1605 S Broad St, Scottsboro, AL 35768, USA

+1 (256) 259-0116

branches.regionalfinance.com

ATM (Regions Bank)

1200 Broad St, Phenix City, AL 36867, USA

+1 (800) 734-4667

www.regions.com

ATM Servisfirst Bank

401 Meridian St N STE 100, Huntsville, AL 35801, USA

+1 (800) 627-3999

www.servisfirstbank.com