22nd State Bank Payday Loans Review - Louisville, Alabama

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4 reviews

1920 Main St, Louisville, AL 36048, USA
+1 (334) 266-5321
www.22ndstatebank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

2018-05-09

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

22ndstatebank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about 22nd State Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Above-shown info provides the details about a exact lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Louisville, Georgia

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Louisville, Georgia are taken out problem-free. The interest rate depends on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

10% small loan cap

How will 22nd State Bank help take out a loan in Louisville, Georgia?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Louisville, ga consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on time and not only cope with current issues, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

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