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What people think about SmartBank?
Good website with affordable rates. They money the same day, as I expected. I will use SmartBank again if I need extra money.
Dr. Flavie Sauer V
I always use SmartBank when it need a loan. The application process is trouble-free. No problems.
Emmanuelle Funk
Yesterday I needed $800 to cover medical bills. I decided to apply via SmartBank. They only approved me for $500 but the process itself was effortless, and their rates were good.
Breanna Schaefer IV
I recommend SmartBank to every person who need extra money. I’ve been using them for 3rd time. Always great service!
Fritz Kertzmann
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Huntsville, Alabama
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Huntsville, Alabama. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.
456%*
$500
10 days
31 days
Advantages of SmartBank that offers payday loans in Huntsville, Alabama
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for cash advances?
Payday loans for bad credit
Payday loans are created for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Huntsville, al welcome consumers with bad credit. You can request a bad credit payday loan online at any time of the day and if approved could have the money in your account within the hour.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
Other Payday Lenders in Huntsville, Alabama
Family Savings Credit Union ATM
24661 John T Reid Pkwy, Scottsboro, AL 35769, USA
+1 (256) 259-1534
www.familysavingscu.com
1st Franklin Financial
6200 Mastin Lake Rd NE Suite D, Huntsville, AL 35810, USA
+1 (256) 851-4141
locations.1ffc.com
1st Franklin Financial
11 Village Square, Clanton, AL 35045, USA
+1 (205) 755-8010
locations.1ffc.com
