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What people think about Bank Independent Huntsville?
Great rates, friendly service, and a personalized touch.
Burley Haag
Friendly, helpful experience....so glad there is a branch in Huntsville!
Benton Waters
Important
The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.
Payday Loans in Huntsville, Alabama
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
It is trouble-free and speedy to get approved for payday loans in Huntsville, Alabama. The interest rate will be set individually for each client and will depend on the personal information the consumer filled in.
456%*
$500
10 days
31 days
Advantages of Bank Independent Huntsville that offers payday loans in Huntsville, Alabama
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Huntsville, Alabama
Advance America
Baldwin Square Shopping Center, 189, Fairhope, AL 36532, USA
+1 (251) 990-2564
www.advanceamerica.net
A+ Fast Cash Advance, Inc.
806 13th St, Phenix City, AL 36867, USA
+1 (334) 297-8470
a-plus-fast-cash-advance.business.site
Four Seasons Federal Credit Union
2300 Marvyn Pkwy, Opelika, AL 36804, USA
+1 (334) 364-0470
www.fourseasonsfcu.com
Bank Independent Huntsville
132 Holmes Ave NW, Huntsville, AL 35801, USA
+1 (256) 386-5000
www.bibank.com
1st Franklin Financial
13830 Hwy 43, Russellville, AL 35653, USA
+1 (256) 332-7800
locations.1ffc.com
Hancock Whitney Bank
1881 E Main St, Prattville, AL 36066, USA
+1 (800) 448-8812
www.hancockwhitney.com