Citizens Finance of Guntersville, Inc. Payday Loans Review - Guntersville, Alabama

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4.2 10 reviews
Loan agency in Guntersville, Alabama

1904 Gunter Ave, Guntersville, AL 35976, USA
+1 (256) 505-0076
www.citizensfinance.biz
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed

Domain Info

Created Date

2018-10-29

Mailing Address

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ON

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Canada

Company Name

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Contact Privacy Inc. Customer 1245023672

Contact Data

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Testimonials

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Above-specified info provides the details about a definite lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Guntersville, Alabama

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Guntersville, al. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Citizens Finance of Guntersville, Inc. help issue a payday loan in Guntersville, Alabama?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Guntersville, al review this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only cope with current problems, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

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