Domain Info
Mailing Address
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FL
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United States
What people think about First Bank?
First Bank seems fair. Used it twice. The first cash advance approved was small – $100, but next time the limit was increased to $800. Closed the loan on schedule. The employees were professional, they gave speedy answers to all my questions. No problems. But their rates are average.
Austin Gulgowski
They approve applicants instantly and transfer funds the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Ayla Ebert
Good website with reasonable rates. They money the next day, as promised. I will use First Bank again if I need temporary help.
Alice Runolfsdottir III
Was invited to a birthday party but was broke at that time. A friend recommended me to contact First Bank. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was fast.
Dr. Brian Eichmann II
Pay Attention
The previous three items charactirize a definite financial institution. But below you can find common information about payday loans.
Payday Loans in Goodwater, Alabama
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in Goodwater, Alabama. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.
456%*
$500
10 days
31 days
Advantages of First Bank that offers payday loans in Goodwater, Alabama
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.
Other Payday Lenders in Goodwater, Alabama
First Jackson Bank
308 Mountain Cove Blvd SE, Owens Cross Roads, AL 35763, USA
+1 (256) 539-6744
firstjacksonbank.com
Mid-Town Finance Company
2016 2nd Ave N, Birmingham, AL 35203, USA
+1 (205) 327-5626
midtownfinancecompany.com
